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Home Loan · Indicative guide

Home Loan

Purchase, construction or renovation with long, property-backed tenures. Title and valuation checks apply.

Indicative amount₹5L – ₹5Cr
Indicative tenureUp to 30 years
Indicative rate8.5% – 11.5% p.a.
CollateralProperty mortgaged

Typical eligibility

  • Indian resident, typically 21–65 years at loan maturity (varies by lender)
  • Stable income — salaried or self-employed, per lender norms
  • CIBIL typically 700+ preferred, varies by lender and profile
  • Property with clear title and an approved plan

Typical documents

  • PAN + Aadhaar (KYC as the lender requires)
  • Salary slips, or ITR + business trail for self-employed
  • 6 months' bank statements
  • Property papers — sale deed, approvals, valuation reports as required

Why apply through FAST Loan

A long-tenure decision deserves comparison — we line up indicative structures before you commit to one lender.

  • Indicative options compared side-by-side — rate, tenure and charges, not just EMI
  • A documentation checklist matched to your profile, so lender review isn't delayed
  • One advisor from first enquiry to lender disbursal — no spam, clear next steps

Apply for a Home Loan with guidance

Tell us the basics — an advisor confirms indicative options for your profile before anything goes to a lender.

All figures on this page are indicative and vary by lender and applicant profile. FAST Loan (Finance Division of AM Group) is a loan facilitation service — not a bank or NBFC. Approval, sanction terms, interest rate and disbursal are decided solely by the lending bank/NBFC as per its policy.

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