Personal Loan
Unsecured funds for weddings, medical needs, travel or consolidation.
- No collateral in most cases
- Quick lender decision cycle
- CIBIL & income play a big role
DSA FACILITATOR Banks & NBFCs · Pan-India guidance
Compare indicative loan options, estimate your EMI in seconds, and apply with an advisor beside you — from first enquiry to lender disbursal.
Your application snapshot
● Profile review in progress
Next step
Advisor call — documents checklist ready
Typical response within one working day.
Answer five quick questions for indicative suggestions. Nothing is approved here — final eligibility always rests with the lender.
Indicative suggestions only — not an approval. Lenders decide eligibility, rates and sanction.
Indicative only — lenders assess CIBIL, vintage, turnover and documents before sanction.
Loan categories
Short overviews with indicative ranges. Rates, amounts and approval vary by lender and profile.
Unsecured funds for weddings, medical needs, travel or consolidation.
Working capital, expansion or equipment — with or without collateral.
Purchase, construct or renovate — long tenures, property-backed.
Unlock value in owned property for big, planned expenses.
Move an existing loan to a lender with better terms, if eligible.
Cars, two-wheelers and commercial vehicles with hypothecation.
*Indicative ranges only. Actual amount, rate and tenure are set by the lending bank/NBFC after assessment. Education loans are guided on request — mention it in the enquiry form.
EMI calculator
Drag the sliders — the maths updates instantly. Indicative only; lender EMI may differ with fees & exact rate.
Monthly EMI · principal + interest
₹17,594
Formula: EMI = P·r·(1+r)ⁿ / ((1+r)ⁿ−1). Excludes processing fees, GST & insurance.
How it works
We facilitate — the lender sanctions and disburses. You always know what happens next.
Two-minute enquiry — loan type, amount, city and income. No lengthy forms upfront.
Advisor shortlists indicative lender options suited to your profile and explains trade-offs.
We help organise documents and submit to your chosen bank/NBFC. Underwriting is theirs.
Status follow-ups until the lender sanctions and disburses. You pay the lender, not us*, per terms.
*Any service terms are disclosed upfront in writing. Lender charges follow the lender's sanction letter.
Why FAST Loan
Loan shopping is noisy. We keep it calm, comparable and honest about what lenders decide.
Indicative rates, tenures and charges placed side-by-side — so the cheapest EMI doesn't hide the costliest loan.
Checklists matched to salaried, self-employed and business profiles. Fewer back-and-forths with the lender.
A single point of contact from enquiry to disbursal. Your number isn't passed around for spam.
We say plainly what we are: a facilitator. Sanction, rate and disbursal belong to the bank/NBFC.
Understand how your score shapes options — and what typically improves approval odds over time.
Documents go to lenders you approve, for the application you approve. Nothing more, nothing hidden.
Lending network & trust
We work across public & private banks, NBFCs and housing finance companies, and recommend by fit — not by payout.
Enquire
Share the basics. We'll call back within one working day with indicative options and a document checklist.
Share the basics — an advisor will call you back.
Call or WhatsApp during working hours. Keep a recent salary slip / bank statement handy for faster guidance.
Exact documents vary by lender and loan type — your advisor confirms the final list.
Estimate an EMI first, then let an advisor map it to realistic lender options for your profile.
FAQs
The questions every borrower asks — including the uncomfortable ones.
No. FAST Loan is a loan facilitation / DSA-style service. We help you compare indicative options, prepare documents and coordinate with banks/NBFCs. Sanction, interest rate, underwriting and disbursal are entirely the lender's decision.
The lender sets it from your CIBIL score, income stability, existing obligations, loan type and tenure — plus their internal policy. Our calculator uses the rate you enter; treat it as an estimate, not a promise.
There's no single cutoff — it varies by lender and product. Broadly, 750+ opens the most options, 650–750 is workable with conditions, and below that secured or co-applicant routes are typically explored. An advisor can read your situation precisely.
Typically KYC (PAN, Aadhaar), income proof (salary slips or ITR/GST trail) and 3–6 months' bank statements. Property papers apply for home loans and LAP. The exact list is confirmed by the lender for your case.
Your first guidance call and indicative comparison are free. If any facilitation terms apply, they're shared in writing before you proceed — and all lender charges (processing fee, GST, etc.) appear in the lender's own sanction letter.
Indicatively: unsecured loans often decide in days, secured loans take longer due to valuation and legal checks. Complete documents are the single biggest accelerator — which is why we front-load the checklist.
Sometimes — if your repayment history is clean and the maths beats foreclosure plus processing costs. Share your current rate, balance and tenure in the enquiry and we'll run an indicative comparison.